DON'T DO IT

Doing any of the actions below can compromise your ability to be approved for a mortgage. Why? Changes in your financial situation, debt or credit will change your eligibility for a mortgage loan! This can set you back on your financial goals.

DO NOT…

1. Change jobs, become self-employed, or quit your job.

2. Buy a car, truck, or van. It could completely screw up your credit report.

3. Use credit cards excessively or let your accounts fall behind

4. Spend money you have set aside for closing costs

5. Omit debts or liabilities on your loan application

6. Buy furniture (other large expenses)

7. Originate any inquiries into your credit or get a new credit card

8. Make large deposits without consulting your Loan Officer

9. Change bank accounts

10. Co-sign a loan for anyone