Where to Start

⭐️ It’s time to buy a home, your FIRST step if you are not paying in cash, is to get Pre-Approved so that you understand exactly where you stand financially. As far as lenders go, I only work with the BEST of the BEST! Check out their information below. See who you connect with. Find your match. Feel free to apply to them all. 

➡️ The NEXT step is set up your complimentary Buyer’s Consultation to clarify your market area, your wants, needs, goals, deal breakers and how to spot a good deal in the current market!  Call or text me at 727-350-7003 to set up your appointment.


If you are financing the purchase of your new home, you will need a pre-approval letter BEFORE you start your home search. 

The pre-approval letter will:

  • Identify HOW much you can spend
  • Identify the TYPE of home/ townhouse / condo you qualify for
  • Allow you to be competitive in this fast-paced market where multiple offers are common

My Sh*t Get Done AMAZING Lenders

You need a real lender partner to WIN in this market!

Frank Coto

Frank Coto is the president and founder of Lincoln Lending Group.

Lincon Lending Group has been established since 2003 in Tampa Florida. They have offices in Tampa and Sarasota servicing the whole state of Florida.

Lincoln Lending Group provides financing solutions for every possible scenario. Not only do they provide wholesale interest rates which are lower than the industry they also provide creative financing options including no income, documentation loans, bank statement, financing, asset, only financing, investment and commercial financing and of course, all government and conventional products available.

Lincoln Lending does not charge any junk fees of application fees and they will pre-approved you in just hours and underwriting usually is less than 24 hours. The average clear closed time is 13 days. Lincoln Lending Group is proud to be a Florida specialty lender, providing the best financing options for people looking to purchase in the sunshine state.

Katie Blake has been a local Tampa Bay area mortgage lender for over 20 years; always striving to maintain excellence and provide a smooth process while excelling in communication and customer relationships. Katie and her team of 5 talented mortgage professionals share over 100 years combined experience in the mortgage industry and it shows. Whether you’re buying selling, financing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

As an experienced loan officer i have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form.

You might purchase or refinance a home four or five times in your entire life, but we do this every day. It’s your home and your future. It’s our profession and our passion. We’re ready to work in your best interest.

Our goal is to take such great care of you and your mortgage loan experience that we earn not only your business, but also your referrals to family and friends. Our success has been built by referral, one happy client at a time and with over 100 five star reviews on Google we challenge you to experience this for yourself and join our family of happy clients.

I have been originating residential mortgages for over 20 years and have had the pleasure of working with 26oo families. I have earned numerous customer service and sales awards through the years. I have a passion of serving others! I don’t merely process transactions: I help families achieve their dream of homeownership and help real estate agents and construction professionals build thriving communities. In a very challenging industry, I focus on making the loan process easier for my customers & business partner. 

My lending specialties include:

  • Jumbo Loans 89.99% financing with no PMI
  • Doctor’s Loan
  • Construction Loans
  • First Time Buyers
  • FHA Loans
  • VA Loans
  • Portfolio Loans
  • Truist Grant down payment assistance program (income restrictions apply)
  • 100% loan with no PMI (income restrictions apply)
  • Hometown Heroes Program (income restrictions apply)





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