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Where to Start

⭐️ It’s time to buy a home, your FIRST step if you are not paying in cash, is to get Pre-Approved so that you understand exactly where you stand financially. As far as lenders go, I only work with the BEST of the BEST! Check out their information below. See who you connect with. Find your match. Feel free to apply to them all. 

➡️ The NEXT step is set up your complimentary Buyer’s Consultation to clarify your market area, your wants, needs, goals, deal breakers and how to spot a good deal in the current market!  Call or text me at 727-350-7003 to set up your appointment.

Financing

If you are financing the purchase of your new home, you will need a pre-approval letter BEFORE you start your home search. 

The pre-approval letter will:

  • Identify HOW much you can spend
  • Identify the TYPE of home/ townhouse / condo you qualify for
  • Allow you to be competitive in this fast-paced market where multiple offers are common

My Get Sh*t Done AMAZING Lenders

You need an exceptional lender partner to WIN in this market!

Jen Kraemer
My1003App.com

Jen is a mortgage loan officer at Lincoln Lending Group.

Lincoln Lending Group has been established since 2003 in Tampa, Florida. They have offices in Tampa and Sarasota servicing the whole state of Florida.

Lincoln Lending Group provides financing solutions for every possible scenario. Not only do they provide wholesale interest rates which are lower than the industry they also provide creative financing options including no income, documentation loans, bank statement, financing, asset, only financing, investment and commercial financing and of course, all government and conventional products available.

Lincoln Lending does not charge any junk fees of application fees and they will pre-approved you in just hours and underwriting usually is less than 24 hours. The average clear closed time is 13 days. Lincoln Lending Group is proud to be a Florida specialty lender, providing the best financing options for people looking to purchase in the sunshine state.

Trista Page
TristaPage.com

Trista Page is a Branch Manager at Union Home Mortgage.  Trista has over 24 years of banking and mortgage experience working with everyone from first time homebuyers to seasoned investors.  Service is her top priority and communication is key!  Trista is a solution-oriented mortgage professional, offering alternatives and innovative ideas to promote homeownership at all levels.

Katie Hughes

I have been originating residential mortgages for over 20 years and have had the pleasure of working with 2,600 families. I have earned numerous customer service and sales awards through the years. I have a passion of serving others! I don’t merely process transactions: I help families achieve their dream of homeownership and help real estate agents and construction professionals build thriving communities. In a very challenging industry, I focus on making the loan process easier for my customers & business partner. 

My lending specialties include:

  • Jumbo Loans 89.99% financing with no PMI
  • Doctor’s Loan
  • Construction Loans
  • First Time Buyers
  • FHA Loans
  • VA Loans
  • Portfolio Loans
  • Truist Grant down payment assistance program (income restrictions apply)
  • 100% loan with no PMI (income restrictions apply)
  • Hometown Heroes Program (income restrictions apply)

SET UP YOUR COMPLIMENTARY CONSULTATION WITH LAURA TODAY 727-350-7003